VACATING THE CITY TO CONSERVE MONEY

When I finished with my bachelor's degree in psychology, I worked in a credit union for about 6 months while I tried to find out what I really wished to finish with the rest of my life (I haven't figured it out yet, honestly), then I decided to go to grad school and get a task in Cincinnati. I transferred to the city over Self-reliance Day weekend in 2014. Ever since, I lived in two various neighborhoods within the city limitations. One was 2 miles outside of downtown in a stylish home building a short walk from a remarkable park, and the other was seven miles from downtown in a highly preferable area in an apartment where I could hear my upstairs next-door neighbor sneeze (amongst other, less innocent things * shudder *). I moved to a rural location right outside the city limitations, in a home complex right on the bike path where I might ride into town to get an ice or a beer cream cone.

In autumn of 2017, my hubby and I bought our very first home in my little hometown-- a 50 minute drive to 3 major cities (pick which direction you're in the state of mind to drive: north, south, or west), but definitely a rural area. We live "in town" now, however that isn't saying much.

THE PROS

One of my best buddies lives a block away, and there is an unbelievable homemade hard cider place that's run out of the basement of a family house, and there are a couple of great local shops and restaurants. There were also a lot of tradeoffs involved with selecting to move out of the city.

I'm going to start with the pros list, the terrific things about where we live and why we picked to move here. When I lived in the city in a very popular community, every time I strolled my pet I would look up the information on any house I would see with a for sale indication out front. That's a big savings from a home loan in the city, and is significantly lower than our rent in the city or suburbs.

Another pro is that we live closer to household. We live in the same town as my parents, and are a brief drive from my grandparents and in-laws. We have much more outdoor area than we might have gotten in the city on our budget, including a large, fenced-in yard.

Creekin'
I matured going "creekin,'" capturing amphibians, riding 4 wheelers, and having the day off school for the first day of hunting season. It was an actually excellent childhood.


THE CONS

There is definitely a cost to leaving here, too. For starters, it feels like everyone understands everyone else! And in some cases I just wish to go to the grocery shop in my sweats for white wine and cookie dough and not face among my previous instructors or pals' moms and dads, ya know ?? Bear with me as I go through these cons; I'm not trying to complain (much), but the truth is that there is a lot to think about when thinking of moving from a city you enjoy to a lower expense of living area in order to save money.

Maybe among the most apparent downfalls of living in a little, rural, low expense of living area is that it's far away from things. A lot of my good friends reside in or closer to the city, and it requires more preparation and driving in order to see them. It's likewise further from entertainment; there is a little selection of good dining establishments close by. When I remained in the city I might walk to lots of places and drive to a virtually limitless list of restaurants and bars. Cincinnati is an extremely foodie-friendly city with an incredible brewery scene. I have actually said this prior to and I'll say it permanently: food is life. Places in my village likewise close earlier. Now, I'm not much of a celebration animal anymore, however if I wish to be out behind 11 p.m. there is actually only one option here. And it's great, but often I desire to be out at a bar where I'm not visiting any of my former teachers, good friends' parents, or anyone I went to high school with. Uber and Lyft aren't a thing here when it comes to getting house securely. You have to find a great old made designated motorist, or walk. (Once, my buddy who lives a block away and I got a bit toasted at the local white wine shop and strolled two miles to get to the tough cider location. Luckily we found a buddy from high school there with his parents, who provided us a trip back. Benefits and drawbacks of understanding individuals all over you go.) When I resided in the city, an Uber would be readily available to select me up within minutes at any time of day, and it was a low-cost flight anywhere, generally under $10.

Another obstacle of living in this location is that nearby task prospects are slim. I currently work for the only significant mental health provider in the county. I in fact work one county over (my company remains in why not try these out two counties) and have a thirty minutes commute. If I were to get a different task in my field, I would have to drive to among the major cities, a minimum of about 40 minutes each way. I'm used to these sort of drives, as I commuted 45 minutes to school throughout undergrad, but it does take a great deal of gas and time in the car. There are less resources all around in my town. When I resided in the city, there were A LOT OF alternatives for mental health jobs, along with other resources including a number of grocery options, yoga studios, pet stores, and so on. And not to sound too minor here, however the supermarket in my town does not offer the excellent brand of goat cheese that I like, and I have to drive thirty minutes to the nearby Kroger that does. THE HUMANITY!

I loved living in a city filled with variety and with a range of social and political views. There is a church on every corner, on your way into town no matter which route you take, and quite much a stone's throw from any place you may happen to be standing in town. We went to a fantastic church in the city that I enjoyed, and finding something that compares is essential to me however it's something I'm still browsing for.

So, while I like my home and there are a great deal of things I love about my town, I do miss living in the city. I do not see myself residing in this town forever, and right now moving back to additional hints the city is in the medium-term strategy. For now, small town and low cost of living life is affording us the ability to pay off our trainee financial obligation more rapidly in order to get there. If you've made a similar move or have ever thought about it, let me know.

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